Insurance Licensing InsNV_Health02 Q&A - in .pdf

  • InsNV_Health02 pdf
  • Exam Code: InsNV_Health02
  • Exam Name: NV Accident and Health
  • Updated: Oct 09, 2026
  • Q & A: 132 Questions and Answers
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  • Exam Code: InsNV_Health02
  • Exam Name: NV Accident and Health
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  • Updated: Oct 09, 2026
  • Q & A: 132 Questions and Answers
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Insurance Licensing InsNV_Health02 Q&A - Testing Engine

  • InsNV_Health02 Testing Engine
  • Exam Code: InsNV_Health02
  • Exam Name: NV Accident and Health
  • Updated: Oct 09, 2026
  • Q & A: 132 Questions and Answers
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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

SectionObjectives
Topic 1: Insurance Basics- Insurance Contracts
  • 1. Policy provisions, riders, and exclusions
    • 2. Contract elements
      - Risk Management and Insurance Concepts
      • 1. Types of risk and methods of handling risk
        • 2. Insurance principles and contract characteristics
          Topic 2: General Insurance Regulation- Nevada Insurance Department and Regulatory Authority
          • 1. Commissioner of Insurance powers and duties
            • 2. Insurance laws, rules, and regulations
              - Licensing Requirements and Responsibilities
              • 1. Continuing education and license maintenance
                • 2. Producer licensing requirements
                  Topic 3: Health Insurance Policy Provisions- Mandatory and Optional Provisions
                  • 1. Policy requirements and clauses
                    • 2. Renewability provisions
                      - Claims and Benefits
                      • 1. Claim procedures
                        • 2. Benefit determination and payment
                          Topic 4: Accident and Health Insurance Fundamentals- Disability Income Insurance
                          • 1. Elimination periods and benefit periods
                            • 2. Disability definitions and benefits
                              - Medical Expense Insurance
                              • 1. Hospital, surgical, and physician expense coverage
                                • 2. Major medical plans
                                  - Types of Health Insurance Policies
                                  • 1. Managed care plans
                                    • 2. Group health insurance
                                      • 3. Individual health insurance
                                        Topic 5: Government Health Insurance Programs- Medicaid and Other Programs
                                        • 1. Medicaid eligibility and coverage
                                          - Medicare
                                          • 1. Medicare parts and eligibility
                                            • 2. Medicare supplement insurance
                                              Topic 6: Producer Duties and Ethics- Ethical Responsibilities
                                              • 1. Consumer protection requirements
                                                • 2. Fiduciary responsibilities
                                                  - Sales Practices
                                                  • 1. Advertising and marketing rules
                                                    • 2. Unfair trade practices

                                                      Insurance Licensing NV Accident and Health Sample Questions:

                                                      Question #1

                                                      Under the Guaranteed Renewable provision in a policy issued to a group of persons having a common occupation, an insurance company may NOT terminate coverage on a group member if the member:

                                                      • A. becomes disabled
                                                      • B. ceases to be actively employed
                                                      • C. reaches the age specified in the policy
                                                      • D. ceases to fall within the eligible classification
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: A  🗳️

                                                      Explanation: Only visible for TroytecDumps members. You can sign-up / login (it's free).

                                                      Question #2

                                                      Which Medicare part generally helps cover inpatient hospital care, skilled nursing facility care following a qualifying hospital stay, hospice care, and certain home health services?

                                                      • A. Medicare Part C
                                                      • B. Medicare Part B
                                                      • C. Medicare Part A
                                                      • D. Medicare Part D
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: C  🗳️

                                                      Explanation: Only visible for TroytecDumps members. You can sign-up / login (it's free).

                                                      Question #3

                                                      Life insurance death proceeds paid to a named beneficiary are generally:

                                                      • A. Received free of federal income tax, subject to exceptions and special circumstances
                                                      • B. Treated as a deductible premium refund
                                                      • C. Subject to ordinary federal income tax in every case
                                                      • D. Taxed as capital gains
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: A  🗳️

                                                      Explanation: Only visible for TroytecDumps members. You can sign-up / login (it's free).

                                                      Question #4

                                                      An insurance company MUST take which of the following actions to terminate a producer ' s appointment?

                                                      • A. Notify the producer of the termination at least thirty days before the effective date of termination
                                                      • B. Request that the Division of Insurance cancel the producer ' s license
                                                      • C. Send notice of the termination to the Insurance Commissioner
                                                      • D. Request a hearing before the Insurance Commissioner
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: C  🗳️

                                                      Explanation: Only visible for TroytecDumps members. You can sign-up / login (it's free).

                                                      Question #5

                                                      An incorporated licensee who seeks to do business under a fictitious name is required to file a document about the name with the:

                                                      • A. Nevada Insurance Commissioner
                                                      • B. National Association of Insurance and Financial Advisors
                                                      • C. National Association of Health Underwriters
                                                      • D. Nevada Attorney General ' s office
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: A  🗳️

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