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Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

1. Under the exclusion clause, which is a scenario that would NOT be covered if death resulted?

A) A fare-paying passenger in a regularly-scheduled airline
B) A spectator at an auto race
C) Army officer killed in the line of duty
D) Commercial pilot or crew member

2. Which of the following beneficiary designations prohibits the policyowner from making any changes to the policy without the beneficiary's written consent?

A) primary beneficiary
B) contingent beneficiary
C) irrevocable beneficiary
D) revocable beneficiary

3. When an insurer has the right to terminate a health insurance policy for specific reasons other than the insured's health, the plan is described as

A) flexibly renewable.
B) guaranteed renewable.
C) condition dependent.
D) conditionally renewable.

4. Which type of life insurance policy is written under a single contract for both spouses in which it is payable upon the first death?

A) Spousal.
B) Joint.
C) Dual capacity.
D) Survivorship.

5. For licensing purposes, the producer's principal place of business or residence in any slate determines the producer's

A) home state.
B) territory.
C) insurance transaction site.
D) license renewal date.

Solutions: